Are you going through the foreclosure process on your home, and feeling a bit confused about what to do? If so, it can help to hire a foreclosure attorney. Even though it may not make sense to spend money on legal help at a time when you are losing your home, they can help you with the process. Here are a few things you need to know about what they do.
Foreclosure Attorneys Can Help Avoid a Foreclosure
You need to know your rights when going through a foreclosure. You will be able to plead your case to the court to determine if you have a valid defense for wanting to keep your home. A foreclosure attorney can help you with making these arguments to ensure that your case is shown in the best possible light.
One example is if you are an active military member. Your home cannot be foreclosed on if you are currently serving active duty, and there is a grace period after you return from active duty as well. You may also have an argument that the proper procedures were not followed to go through the foreclosure process, which can prevent it from happening.
Foreclosure Attorneys Can Help Delay a Foreclosure
It's possible that you simply need to get more time in your home before the foreclosure happens. Your attorney can help do this in one of several ways. For example, you could apply for bankruptcy, which would enact an automatic stay where the bank is no longer allowed to foreclose on your home until the bankruptcy process is over. There are many tactics that can be used to slow down the foreclosure process in case you need more time in your home.
Foreclosure Attorneys Make a Foreclosure Less Stressful
Going through a foreclosure can be a very stressful experience. Not only are you losing your home, but you'll be very confused with all the paperwork that needs to be done as part of a process. It's possible that a foreclosure attorney can make your life less stressful by handling the legal process for you. This will allow you to have more time to deal with the issues that you are facing regarding losing your home, such as finding your next place to live.
These are just a few things to know about how a foreclosure attorney can assist you. To learn more, schedule a consultation with a foreclosure attorney in your area.
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